Government-sponsored health care programs are designed to assist individuals in lower-level income brackets to receive the health care coverage they need.
In general, seniors, veterans, active-duty military and low-income mothers and children can qualify for one of several health care programs sponsored by the United States government.
If you fall under one of these categories, you may be eligible to start receiving health care with the assistance of federal programs.
In addition, Native Americans may be eligible to enroll in a government-sponsored health care program if they meet certain requirements.
Whether you want to obtain health care coverage for a short amount of time or you are looking for long-term assistance, these government programs can serve as resources for residents who qualify under different categories.
This article will help you learn about the different available plans and help you make a decision regarding what the best option for you and your family is.
Veterans of the United States military may be eligible to receive coverage from the Veterans Health Administration (VHA).
Eligibility for the VHA is generally determined by a veteran’s income. Moreover, the available government budget for these services also plays a role in eligibility.
It is important to note that veterans who became disabled as the result of a service-related incident receive priority in the VHA program.
As a general rule, eligible veterans can obtain these benefits through one of 22 regional health care systems offering coverage through the VHA. Furthermore, the VHA program assists veterans with both physical and mental health needs.
On the other hand, active duty military service members may qualify for the Department of Defense’s Tricare program.
In addition, Tricare coverage can be extended to the dependents of military service members, which means that entire families can gain health care coverage through this program.
Retired military personnel younger than 65 years of age are also eligible to receive health care coverage through the Tricare program.
Generally, the Department of Defense’s Tricare will cover injuries, hospital visits, and visits to a doctor while you are stationed overseas for military deployment.
If you are older than 65 years of age and receive Social Security benefits due to a disability, you can enroll in the Medicare program offered by the government and gain access to health care coverage.
Moreover, seniors suffering from an end-stage renal disease are also qualified to receive benefits through the Medicare program.
Furthermore, with your Medicare benefits, you will receive basic health coverage and be entitled to preventative care options as well.
However, prescription drugs are generally not covered by the Medicare program.
If you need to obtain medications for a health condition, you will need to receive benefits from a private insurer, as well to receive supplement coverage from your Medicare benefits.
Seniors may also qualify for health care benefits provided through the Medicaid health care program.
Benefits under the Medicaid program include acute and chronic health care, as well as long-term institutional care for individuals who are no longer capable of taking care of themselves.
To determine your eligibility for the Medicaid program, you will need to meet certain criteria outlined by the government.
Moreover, the income requirements for Medicaid eligibility may differ from one state to another.
Thus, you will need to consult state-specific regulations in order to make sure that you are eligible to receive these benefits.
If you live under the poverty line and require health care services, you may be eligible to receive benefits through the Medicaid program.
Individuals who may qualify for Medicaid include the following:
However, to enroll in Medicaid and receive long-term health care through the program, you must meet specific requirements stipulated by the federal government.
In addition, private sector health care providers will often work in accordance with the Medicaid program to ensure equal coverage to individuals who are receiving health care through this government-sponsored program.
Low-income individuals who are younger than 18 years of age and do not have a primary source of insurance may qualify to receive health care through the Children’s Health Insurance Program (CHIP).
For instance, if your total household income exceeds the maximum eligibility stipulated by Medicaid, you may enroll your children in CHIP in order to ensure that they will receive the health coverage that they need.
Furthermore, if you have previously qualified for Medicaid benefits, you can combine the benefits provided by CHIP alongside your existing health care plan.
If you are Native American, you may qualify for the Indian Health Service (IHS) program, which is provided by the U.S. Department of Health and Human Services.
To be considered eligible for this program, you must be descendant of a federally recognized Alaska Native tribes or Native American tribe.
There are over 550 health care facilities across the United States for individuals enrolled in Indian Health Service benefits.
Moreover, the benefits offered by the IHS are offered to approximately 557 federally recognized tribes. Your eligibility is based upon proving your connection to one of those tribes.
For example, if you live in Alaska and belong to an Alaska Native tribe, you may be able to gain access to health care through satellite clinics.
Additionally, if you and your tribe are located on the outskirts of a town or city, you can also gain access to health care through satellite clinics.
The convenience of these clinics will allow you to receive the benefits you are entitled to through your IHS coverage without having to travel extensively.
If you receive coverage through the Indian Health Service program, there are several inpatient diagnoses and treatments available to you.
For instance, you can receive treatment for diabetes, alcoholism, substance abuse or unintentional injuries through IHS health care coverage.
Additional inpatient diagnoses and treatments you are eligible for will be outlined within the enrollment packet you receive from the Department of Health and Human Services upon acceptance into the IHS program.